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Dog Insurance in India! YES!

Here's an interesting one after Mudhol Hound writeup.

If you are passionate about your dogs, you might know one thing that vets are expensive most of the times and puppies are getting costlier by day. Also, most of us treat dogs like an extended family member. So here's a ingenious idea : Get your canine insured! And it's quite easy too. People are justified in asking 'Insurance for dogs? Are you serious?' Yes I am. Insurance is a tricky subject and I admit I don't know much about it but here's a great plan for your pups:

New India Assurance Co. Ltd :

Highlights

1. Dogs in the age group of 8 weeks to 8 years are insured.
2. Dogs of indigenous origin, cross-bred and exotic breeds are covered under the scheme.
3. Valuation to be done by qualified Veterinary Doctor at the time of proposing the insurance.
4. Insured dogs must be suitably identified by one of the following methods :
   1. Tattooing
   2. Nose Print
   3. Photograph
   Normal identification marks and breed, sex, age etc., should be clearly described in the Veterinary Certificate. Cost of identifications is to be borne by Insured only.
5. Detailed pedigree record, kennel club record should be submitted along with Vet. Certificate.
6. The basic premium rate is 5 % of sum insured.

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Insurance Coverage

Dogs are insured against death due to accident and/or diseases contracted during the period of insurance subject to usual terms, conditions and exclusions of the policy.

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Major Exclusions

1. Common Exclusions : As per Cattle Insurance
2. Specific Exclusions :
   1. Death due to diseases such as Distemper, Rabies, Viral Hepatitis, Leptospirosis, Viral enteritis. These diseases are covered only if the dogs have been successfully vaccinated and a Veterinary Certificate to that effect is produced.
   2. Diseases contracted prior to and within 15 days of commencement of risk.
   3. Transport, show risk, breeding and whelping risk, third party personal injury unless additional premium is paid

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Indemnity

Company to bear 80% of the claim amount and Insured to bear 20% of the claim amount which would be ascertained on the basis of Market Value as certified by Veterinary Doctor or Insured Value whichever is less.

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Documents to Effect Insurance

1. Proposal Form
2. Veterinary Health Certificate from a qualified Veterinarian.
3. Kennel Club certificate/ Photograph/tattooing

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Claim Procedure

1. Intimation
2. Duly completed claim form.
3. Veterinary Certificate for death on Company's form.
4. Post Mortem report on standard P.M. form.
5. Photograph or any other document, if necessary.

This is just for information, by the way and this blog is in now way related to the aforementioned company. We are just sharing some info that most of us would like to read. After all, insurance is important for cars, houses, even furniture. Why not dogs then?!

You can find the brochure / application form here.

Mudhol Hound (Carvan Hound) :A curiously vernacular breed

Well, to make it clear it's Mudhol and not Mudall as many 'enthusiasts' think. It's a small town in Nothern Karnataka (that might explain the confusion) which has now come to be known by the canines that once roamed its streets. Looking at these hounds, when they are yet to grow, you would be forgiven to think nothing different. These exactly look like those that hound the streets. In packs. At dawn and dusk. Behind doodhwallahs and school children on bicycles. Yeah those. These guys look scrawny. Their ribs show. They bark only when it's necessary. They don't even weigh much. But let them be for some months. Then voila! They bloom. Bloom fast! They grow taller, start to develop ruggedness and they make sure you understand that these aren't street dawgs. They even have stamps made after them!
See?

Their heads are really curious. Long and narrow. They don't fidget with their eyes much as most dogs are prone to. Ears hang on their heads like they have no business being there (they don't have much too superior hearing powers as compared to shepherds) and they don't care about their own ears either. The best part though, about these dudes is their eyes. They have awesome eyes, the kind I would expect a dictator to have. They stare and sometimes I have wondered if they have the greatest piercing gaze after a mountain eagle. I don't know much about their night-sight but I can confirm that these brutes have the best pairs of eyes I have seen a canine don. Onto the neck now. Slender, tough and powerful it merges into the body pretty well. You can touch a Mudhol Hound's neck and you might start expecting like you do when your gym-going-salman-friend says 'check my guns bro'. At any rate, they have good muscles and their forelegs are thin as one would expect while hinds are wide and again, you guessed it, muscly! Tail is pretty cool too.

Coat : Being from the hot planes of Karnataka, they rarely have considerable coat of hair.

Natural Colours : Dusty brown, Light Brown, Fallow, Mud 

Temperament : Like a typical middle class Indian, like most of us, they are pretty shy and don't show much temper outright. They are primarily farmer's dogs (not shepherds'). They have a working temperament rather than running temperament. More like a clerk than a soldier. But they are extremely loyal and need to be treated like a family member like most breeds. 

Life Span: Typically 10 years.

Diet: Nothing out of the ordinary. These are very tenacious dogs.

Shedding : Most of them don't have enough thickness of the coat to shed , but rare some, who have feathered layers around neck, shed minimally. Nothing to worry about by most accounts.

Loyalty: EXTREMELY LOYAL

Here's a tale I've been wanting to share. The first Indian King who managed to REALLY piss off Mughal Ruler Aurangzeb in a bid for self-government , Shivaji Maharaj of Maharashtra, is said to have kept packs of Mudhol Hounds for many purposes. He probably was a great fond of them and a touching gesture can be seen at Fort Raigad , where nearby his tomb, you see a tomb of his favourite pet dog, Vaghya (meaning Tiger).

That concludes a brief write-up on one of the most "Indian'' breeds of dogs. More to come and be subscribed. Comments are welcome too! 

Here's a fun video before that :

Finally we start!

Hello!

A quick intro. This is a blog newly set up from personal needs as well as to see what the heck blogging exactly is. Last week I was looking for an exotic breed of dogs to adopt from a local agency (Mumbai) and I was surprised to see how little there pros knew about various breeds. So this is an attempt not just to write but to also involve you guys into sharing all we know about dogs. And yes, we are looking for freelance writers with ACTUAL love for dogs to share their experiences, picture,stories, advice and much more. You'll be paid for it, don't worry! And any of you readers have amazing canine tales to tell the fellows, go ahead and email me at swarahereblogger@gmail.com

PS: An important aspect of this endevour is to make sure we get advice from people who know the best. We are going to have polls, contests, photo gallery and much more in the coming days, so you might want to subscribe to this blog. KEEP LOVIN' THEM BITCHES (nah, I mean bitches .)